ሰላም
Habesha auto finance for Ethiopian & Eritrean families in Alberta
Car financing built for Ethiopian & Eritrean families across Alberta — explained in Amharic, Tigrinya, or English, whichever feels like home. New to Canada? No credit history? እንኳን ደህና መጡ — you're welcome here.
Rooted in Heritage · Driven by Trust
Like buna with family — simple, warm, no pressure
The best decisions are made the way coffee is shared — unhurried, honest, together. Three steps between you and your keys.
Step 01
Tell us what you need
Complete a short application. No SIN is required to start, and there is no obligation.
Step 02
Review your options
Our team considers lender programs that may fit your application, including newcomer and no-credit programs, then discusses available options with you.
Step 03
Complete your purchase
If approved, choose an eligible vehicle and complete your paperwork. Delivery and pickup timing vary across Alberta.
Ready? Pick your vehicle above, or jump straight in:
Built for the Habesha community in Alberta
From Addis to Asmara to Alberta — thousands of Ethiopian and Eritrean families have made Edmonton and Calgary home. We help our community explore financing options for reliable vehicles, whether you landed last month or have been here for decades.
በአማርኛ · ብትግርኛ — In Your Language
Our staff speak Amharic and Tigrinya. Ask your questions, understand every number, and negotiate in the language you think in — no translation apps, no guessing, no pressure.
New to Canada? Welcome.
Newcomers may apply. Dedicated newcomer programs, lender access, and approval depend on lender review of your application.
Many Credit Situations Welcome
No credit, bad credit, past bankruptcy, social assistance, or disability income — programs may be available depending on lender review. Applying is free.
Clear Information Before You Decide
We explain the available vehicle, payment, rate, term, down payment and applicable charges before you decide whether to proceed.
ደውሉልን · ደውሉልና — Call us
Buying a car in a new country shouldn't mean nodding along to words you're not sure about. Call and speak with us in Amharic, Tigrinya, or English — we'll walk through the whole deal together, the way family would.
(587) 340-6631Proudly serving the Ethiopian & Eritrean community in Edmonton · Calgary · Red Deer · Fort McMurray · Lethbridge — and everywhere in between. Ask whether remote service or delivery is available for your transaction.
Frequently Asked Questions
Do you have staff who speak Amharic or Tigrinya?▾
Yes — አዎ · እወ! Our team includes Amharic and Tigrinya speakers. Call us and go through your whole application, your approval, and your paperwork in the language you're most comfortable with.
Can I get a car loan if I'm new to Canada?▾
Many newcomers may apply. New-to-Canada programs, lender access, and approval depend on lender review; no SIN is required to apply. Applying is free with no obligation.
Do I need a credit history to get approved?▾
Applicants with limited, new, or damaged credit may apply. Approval, rates, terms, down payment, and vehicle eligibility depend on lender review of income, credit, documents, obligations, and the complete application.
Do I need a down payment?▾
Some qualifying applications may have a no-down-payment option, while others require money down. Requirements depend on lender review, income, credit, documents, obligations, and vehicle.
Where are you located?▾
Our Edmonton-based team serves the Habesha community across Alberta, including Calgary, Red Deer, Fort McMurray and Lethbridge. Ask whether remote service or delivery is available for your transaction. Call (587) 340-6631.
Or call us directly: (587) 340-6631
Approval, rates, terms, down payment and vehicle eligibility depend on lender review. By applying, you agree to our Privacy Policy and Terms and Conditions.